First National Bank



First National Bank -- Wyoming's Oldest Independant Home-Owned Bank
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Regular Checking  -  Personal & Business
We offer the same great deal on all our checking accounts -- whether they are personal or business accounts.  We keep it simple and fair. There are no added charges for business checking accounts, and there are no diminished services for personal checking accounts.  We offer the same great service to all our FNB customers.

  • Unlimited Check Writing
  • No per item charge
  • No monthly service charge if ledger balance remains above $300
  • If ledger balance falls BELOW $300, a monthly charge of $3.00 is assessed.
  • No monthly service charge to students (including college) upon notification to FNB of their student status

Interest Bearing Checking

Personal Checking - For those FNB customers who prefer interest on the money they keep in their checking account, we have personal checking accounts.   These accounts are available for non-business consumers and sole-proprieter businesses. The only difference in this account is the minimum balance required, and monthly maintenance fees if they apply.  Otherwise, we offer the same great service and benefits as our Regular Checking Account.

FDIC's Transaction Account Guarantee Program

First National Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2012, all noninterest-bearing transaction accounts* are fully guaranteed by the FDIC for the entire amount of the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance.

* Includes accounts bearing interest of 0.50 percent or less.

VIP Checking Account
  • Minimum balance to open is $1,000
  • No monthly service charge if account balance does not fall below $1,000.00 (a $10.00 fee will be assessed if ledger balance falls below $1,000.00)
  • Unlimited check writing
  • No per item charge
  • Interest paid monthly, rates posted in the FNB lobby and on statements, which are subject to change daily
  • Available for non-business consumers and sole-proprieter businesses.
Vantage Club
For our valued customers 55 years of age and over, we have the following benefits:
  • No maintenance fee on Regular Checking
  • No maintenance fee on interest bearing checking account (if minimum opening balance is met)
  • FREE: Checks
  • FREE: Notary Services
  • FREE: Express Coin Counting
  • Unlimited Check Writing
  • First-Year Annual Fee waived on Visa, Visa Platinum, MasterCard (pending credit approval)
Equal Opportunity Lender

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