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Regular Checking - Personal & Business
We offer the same great deal on all our checking accounts --
whether they are personal or business accounts. We keep it simple and fair. There
are no added charges for business checking accounts, and there are no diminished services
for personal checking accounts. We offer the same great service to all our FNB
customers.
- Unlimited Check Writing
- No per item charge
- No monthly service charge if ledger balance remains above $300
- If ledger balance falls BELOW $300, a monthly charge of $3.00
is assessed.
- No monthly service charge to students (including college) upon
notification to FNB of their student status
Interest Bearing Checking
The NOW Account - For those FNB customers who prefer interest
on the money they keep in their checking account, we have the NOW account. The only
difference in this account is the minimum balance required, and monthly maintenance fees
if they apply. Otherwise, we offer the same great service and benefits as our
Regular Checking Account.
- Interest is paid monthly, and rates are posted in the
FNB lobby and on statements. However, these rates are subject to change daily
- Unlimited check writing
- No per item charge
- Minimum balance to open an account is $ 500.00
- If ledger balance falls below $500 within the month, a $ 5 fee
is accessed.
VIP Checking Account
- Minimum balance to open is $1,000
- No monthly service charge
- Unlimited check writing
- No per item charge
- Interest paid monthly, rates posted in the FNB lobby and on
statements, which are subject to change daily
Vantage Club
For our valued customers 55 years of age and
over, we have the following benefits:
- No maintenance fee on Regular Checking
- No maintenance fee on interest bearing checking account (if
minimum opening balance is met)
- FREE: Wallet Style Checks
- FREE: Travelers Checks
- FREE: Money Orders
- FREE: Notary Services
- FREE: Express Coin Counting
- Unlimited Check Writing
- First-Year Annual Fee waived on Visa, Visa Gold, MasterCard
(pending credit approval)
- Vantage Club I.D. Card
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